Payment Options

Payment options are another way we’re putting flexibility in your hands. Online, by phone, through automatic bank draft — you name it, it’s easy. You decide how you pay each month.


  1. Click here for our fast, one-time payment option

    One-Time Payment

  2. Log into our member portal to set up an account and quickly pay your bill each month.


By enrolling in electronic bill pay through SmartHub, you agree to receive your monthly bill via email. An email notification will be sent to you each month when your bill is issued, and you may elect to pay it on SmartHub using AMEX, Discover, MasterCard, Visa or a personal checking account. Or, you can set up recurring payments. Please allow 24 hours for payments made via SmartHub to post to your Mid-Carolina account.


Download the free SmartHub app for your Apple or Android device.


(803) 749-6500
(888) 850-6770 Toll-Free

The Easy Pay system accepts AMEX, Discover, MasterCard and Visa. Please have your account number ready when making a phone payment. 

Pay As You Go

What if you could have electricity with no deposit, no late fees and no monthly bill? You can, with Mid-Carolina’s Pay As You Go program, allowing you to pay for your power how and when you choose.

Learn More

Automatic Bank Draft

Make paying your electric bill easier than ever. Sign up for our Bank Draft program, and we’ll automatically draft your checking or savings account monthly for the amount of your current electric bill.

You'll still receive monthly statements showing kilowatt-hour usage and the amount due, but with Bank Draft you won't have to remember to make your payment. It’s made on time, every time.

Call Member Services at (803) 749-6400 or toll-free (888) 813-8000 for more information. Or, simply complete the Bank Draft Authorization Form.

Equal Payment Plan

Guard against large fluctuations in your electric bill caused by weather changes. With our Equal Payment Plan, we average your past usage and projected future energy costs, then bill you that amount monthly. Since your bill stays the same, you can anticipate what you owe each month, allowing for streamlined budgeting.

Any member with an acceptable payment and credit history may participate in the Equal Payment Plan. Call Member Services at (803) 749-6400 or toll-free (888) 813-8000 to get going.

In Person

We love to see our members face to face. Pay at either of our drive-thru locations.

7:30 am - 5:30 pm, Monday - Thursday
7:30 am - 11:30 am, Friday
254 Longs Pond Road, Lexington
7524 Broad River Road, Irmo

In-Store with Cash

We now accept cash payments through participating retail stores. That means you can pay your bill in these locations any time they’re open, including nights and weekends, and your payment is posted in real time to your account.

  1. Take your power bill with you when you shop. Or log into your SmartHub account and easily find your Pay by Cash barcode from your phone.
  2. Scan the barcode at checkout.
  3. Pay your Mid-Carolina bill with cash, along with a $1.50 retail convenience fee.



By Mail

Please mail your check or money order along with your payment stub to:

Mid-Carolina Electric Cooperative
P.O. Box 669
Lexington, SC 29071